/* The Skyler Group — styles
   Palette sampled from the logo seal:
   navy #062247 · red #921E2D · white #FFFFFF */
:root {
  --navy: #062247;
  --navy-700: #0B2E5C;
  --navy-50: #F1F4F9;
  --red: #921E2D;
  --red-600: #7A1825;
  --red-50: #FBF1F2;
  --white: #FFFFFF;
  --ink: #1B2333;       /* body text */
  --muted: #4A5568;     /* secondary text */
  --line: #DCE2EC;
  --radius: 14px;
  --shadow: 0 1px 2px rgba(6,34,71,.06), 0 8px 24px rgba(6,34,71,.08);
  --serif: "Bitter", Georgia, "Times New Roman", serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --wrap: 1080px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--white); color: var(--ink);
  font-family: var(--sans); font-size: 1.0625rem; line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-underline-offset: 3px; }
a:hover { color: var(--red); }
:focus-visible { outline: 3px solid var(--red); outline-offset: 3px; border-radius: 4px; }
h1, h2, h3 { font-family: var(--serif); color: var(--navy); line-height: 1.2; margin: 0 0 .5em; }
h1 { font-size: clamp(2rem, 4.4vw, 3rem); font-weight: 700; letter-spacing: -.01em; }
h2 { font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 700; }
h3 { font-size: 1.2rem; font-weight: 700; }
p { margin: 0 0 1em; }
.wrap { width: min(100% - 2.5rem, var(--wrap)); margin-inline: auto; }
.narrow { max-width: 760px; }
.skip { position: absolute; left: -999px; top: 0; background: var(--navy); color: #fff; padding: .6rem 1rem; z-index: 10; }
.skip:focus { left: 1rem; }

/* Stripe divider: thin red / white / red, with navy edge */
.stripes {
  height: 10px; border: 0; margin: 0;
  background: repeating-linear-gradient(180deg, var(--red) 0 2px, var(--white) 2px 4px);
}
.stripes--navy { border-top: 4px solid var(--navy); height: 14px; }

/* Header */
.site-header { background: var(--white); }
.topbar { background: var(--navy); color: #DCE4F0; font-size: .82rem; letter-spacing: .04em; }
.topbar .wrap { display: flex; justify-content: center; gap: .6rem; padding: .35rem 0; }
.topbar .star { color: #fff; opacity: .7; }
.header-row { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: .85rem 0; }
.brand { display: flex; align-items: center; gap: .8rem; text-decoration: none; color: var(--navy); }
.brand img { width: 60px; height: 60px; }
.brand-name { font-family: var(--serif); font-weight: 700; font-size: 1.3rem; letter-spacing: .01em; line-height: 1.1; }
.brand-name small { display: block; font-family: var(--sans); font-weight: 500; font-size: .74rem; letter-spacing: .14em; text-transform: uppercase; color: var(--red); margin-top: .2rem; }
.nav { display: flex; gap: .5rem; flex-wrap: wrap; }
.nav a {
  display: inline-block; padding: .5rem 1rem; border-radius: 999px; text-decoration: none;
  font-weight: 600; font-size: .95rem; color: var(--navy); border: 1.5px solid var(--navy);
  transition: background .15s, color .15s;
}
.nav a:hover, .nav a[aria-current="page"] { background: var(--navy); color: #fff; }

/* Hero */
.hero { text-align: center; padding: clamp(2.5rem, 6vw, 4.5rem) 0 2.5rem; position: relative; }
.hero-seal { width: clamp(150px, 22vw, 210px); margin: 0 auto 1.5rem; filter: drop-shadow(0 6px 16px rgba(6,34,71,.15)); }
.eyebrow { display: inline-block; font-size: .8rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--red); margin-bottom: .75rem; }
.lead { font-size: clamp(1.08rem, 1.6vw, 1.22rem); color: var(--muted); max-width: 720px; margin-inline: auto; }
.page-hero { padding: clamp(2.25rem, 5vw, 3.75rem) 0 1.5rem; }
.page-hero .lead { margin-inline: 0; }
.backlink { display: inline-flex; align-items: center; gap: .35rem; font-size: .92rem; font-weight: 600; text-decoration: none; margin-bottom: 1.25rem; }

/* Subtle star row */
.starrow { display: flex; justify-content: center; gap: .9rem; color: var(--navy); opacity: .22; margin: 0 auto; font-size: .9rem; letter-spacing: .3em; }

/* Highlights */
.highlights { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin: 2rem 0 0; padding: 0; list-style: none; }
.highlights li { background: var(--navy-50); border-radius: var(--radius); padding: 1.1rem 1.2rem; text-align: left; border-top: 3px solid var(--red); }
.highlights strong { display: block; font-family: var(--serif); color: var(--navy); font-size: 1.12rem; margin-bottom: .2rem; }
.highlights span { color: var(--muted); font-size: .96rem; }

/* Choice cards (home) */
.choices { padding: 2.5rem 0 4rem; }
.choices h2 { text-align: center; }
.choices .sub { text-align: center; color: var(--muted); margin-bottom: 1.75rem; }
.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; }
.choice {
  position: relative; display: flex; gap: 1.1rem; align-items: flex-start;
  background: #fff; border: 1.5px solid var(--line); border-radius: var(--radius);
  padding: 1.4rem 1.5rem; text-decoration: none; color: var(--ink); box-shadow: var(--shadow);
  transition: transform .15s, border-color .15s, box-shadow .15s;
}
.choice:hover { transform: translateY(-2px); border-color: var(--navy); color: var(--ink); box-shadow: 0 2px 4px rgba(6,34,71,.08), 0 14px 32px rgba(6,34,71,.12); }
.choice .icon { flex: 0 0 48px; height: 48px; border-radius: 12px; background: var(--navy-50); color: var(--navy); display: grid; place-items: center; }
.choice .icon svg { width: 26px; height: 26px; }
.choice .txt { font-size: 1.08rem; font-weight: 500; line-height: 1.5; }
.choice .go { display: inline-flex; gap: .35rem; margin-top: .6rem; font-weight: 700; color: var(--red); font-size: .95rem; }
.choice--featured { grid-column: 1 / -1; border: 2px solid var(--navy); padding: 1.75rem 1.9rem; }
.choice--featured::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 7px; border-radius: var(--radius) 0 0 var(--radius);
  background: repeating-linear-gradient(180deg, var(--red) 0 8px, #fff 8px 14px); }
.choice--featured .icon { background: var(--navy); color: #fff; flex-basis: 56px; height: 56px; }
.choice--featured .txt { font-size: clamp(1.15rem, 2vw, 1.32rem); font-family: var(--serif); color: var(--navy); font-weight: 600; }
.tag { display: inline-block; font-family: var(--sans); font-size: .72rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #fff; background: var(--red); padding: .2rem .55rem; border-radius: 4px; margin-bottom: .5rem; }

/* Content sections */
.section { padding: 2.25rem 0; }
.section--tint { background: var(--navy-50); }
.cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.1rem; }
.cols--2 { grid-template-columns: repeat(2, 1fr); }
.panel { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.4rem 1.4rem 1.1rem; box-shadow: var(--shadow); }
.panel h3 { display: flex; gap: .55rem; align-items: center; }
.panel h3 .dot { width: 10px; height: 10px; background: var(--red); border-radius: 2px; transform: rotate(45deg); flex: none; }
.checks { list-style: none; margin: 0 0 .5rem; padding: 0; }
.checks li { position: relative; padding-left: 1.7rem; margin-bottom: .55rem; }
.checks li::before { content: "★"; position: absolute; left: 0; top: 0; color: var(--red); font-size: .95rem; }
.callout { border-left: 5px solid var(--red); background: var(--red-50); border-radius: 0 var(--radius) var(--radius) 0; padding: 1.2rem 1.4rem; }
.callout p:last-child { margin: 0; }
.big { font-family: var(--serif); color: var(--navy); font-size: clamp(1.35rem, 2.6vw, 1.75rem); font-weight: 700; }

/* Video */
.video-slot { position: relative; aspect-ratio: 16 / 9; border-radius: var(--radius); overflow: hidden; background: var(--navy-50); border: 1px solid var(--line); box-shadow: var(--shadow); }
.video-slot img { width: 100%; height: 100%; object-fit: cover; }
.video-slot iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.video-badge { position: absolute; right: .75rem; top: .75rem; background: rgba(6,34,71,.92); color: #fff; font-size: .88rem; font-weight: 600; padding: .45rem .9rem; border-radius: 999px; white-space: nowrap; }
@media (max-width: 720px) { .video-badge { font-size: .74rem; padding: .3rem .65rem; right: .5rem; top: .5rem; } }
.video-meta { color: var(--muted); font-size: .95rem; margin-top: .75rem; }

/* CTA */
.cta { padding: 3rem 0 3.5rem; }
.cta-box { text-align: center; border: 2px solid var(--navy); border-radius: 18px; padding: clamp(1.75rem, 4vw, 2.75rem) clamp(1.25rem, 4vw, 3rem); position: relative; background: #fff; }
.cta-box::before { content: "★  ★  ★"; position: absolute; top: -0.8rem; left: 50%; transform: translateX(-50%); background: #fff; padding: 0 .8rem; color: var(--red); letter-spacing: .2em; font-size: .95rem; }
.cta-box h2 { margin-bottom: .4rem; }
.cta-box .intro { color: var(--muted); max-width: 600px; margin: 0 auto 1.4rem; }
.cta-line { display: flex; align-items: center; justify-content: center; gap: 1rem; max-width: 640px; margin: 0 auto .9rem; text-align: left; }
.cta-line p { margin: 0; font-size: 1.12rem; font-weight: 500; color: var(--ink); }
.cal { flex: 0 0 56px; width: 56px; height: 56px; animation: hop 2.6s ease-in-out infinite; transform-origin: 50% 100%; }
@keyframes hop {
  0%, 60%, 100% { transform: translateY(0) scale(1, 1); }
  66% { transform: translateY(0) scale(1.06, .92); }
  74% { transform: translateY(-9px) scale(.97, 1.04) rotate(-4deg); }
  82% { transform: translateY(0) scale(1.04, .95); }
  88% { transform: translateY(-3px) rotate(2deg); }
  94% { transform: translateY(0); }
}
.cal .check { stroke-dasharray: 20; stroke-dashoffset: 0; }
.cal-link { font-size: 1.08rem; font-weight: 700; color: var(--red); text-decoration: underline; text-decoration-thickness: 2px; }
.cal-link:hover { color: var(--navy); }
.cal-link[aria-disabled="true"] { cursor: default; }
.soon { margin-left: .4rem; font-size: .85rem; color: var(--muted); font-style: italic; }
.duration { display: inline-flex; align-items: center; gap: .4rem; font-size: .85rem; font-weight: 600; color: var(--navy); background: var(--navy-50); padding: .25rem .7rem; border-radius: 999px; margin-bottom: .9rem; }

/* Footer */
.site-footer { background: var(--navy); color: #D5DDEA; margin-top: 0; }
.footer-grid { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 1.5rem; padding: 2.25rem 0 1.5rem; align-items: center; }
.footer-brand { display: flex; align-items: center; gap: .9rem; }
.footer-brand img { width: 56px; height: 56px; background: #fff; border-radius: 50%; padding: 2px; }
.footer-brand strong { font-family: var(--serif); color: #fff; font-size: 1.15rem; display: block; }
.footer-brand span { font-size: .92rem; }
.footer-nav { display: flex; flex-wrap: wrap; gap: .4rem 1.2rem; }
.footer-nav a { color: #fff; text-decoration: none; font-size: .95rem; font-weight: 500; }
.footer-nav a:hover { color: #fff; text-decoration: underline; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.15); padding: 1rem 0 1.4rem; font-size: .88rem; display: flex; justify-content: space-between; flex-wrap: wrap; gap: .5rem; }
.footer-bottom .stars { color: #fff; opacity: .5; letter-spacing: .3em; }

/* 404 */
.notfound { text-align: center; padding: 4rem 0 5rem; }
.notfound img { width: 140px; margin: 0 auto 1.25rem; }

/* Responsive */
@media (max-width: 860px) {
  .cols { grid-template-columns: 1fr; }
  .cols--2 { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
  .highlights { grid-template-columns: 1fr; }
  .choice-grid { grid-template-columns: 1fr; }
  .choice--featured { padding: 1.4rem 1.3rem 1.4rem 1.6rem; }
  .brand img { width: 48px; height: 48px; }
  .brand-name { font-size: 1.1rem; }
  .brand-name small { display: none; }
  .nav a { padding: .4rem .85rem; font-size: .9rem; }
  .cta-line { flex-direction: column; text-align: center; }
  .footer-grid { flex-direction: column; align-items: flex-start; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .choice:hover { transform: none; }
}

/* ---- v2 additions ---- */
.center { text-align: center; }
.narrow-p { max-width: 720px; margin-inline: auto; color: var(--muted); font-size: 1.08rem; }
.benefit-grid { list-style: none; margin: 1.5rem 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: .9rem; }
.benefit-grid li { background: var(--navy-50); border-radius: var(--radius); padding: 1rem 1.1rem; border-top: 3px solid var(--red); }
.benefit-grid strong { display: block; font-family: var(--serif); color: var(--navy); font-size: 1.05rem; margin-bottom: .15rem; }
.benefit-grid span { color: var(--muted); font-size: .95rem; }
.devices { text-align: center; font-weight: 600; color: var(--navy); margin: 1rem 0 0; }
.panel--wide .benefit-grid li { background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--red); }
.panel--wide .devices { margin-bottom: .4rem; }

.numbers { background: var(--navy); color: #E3E9F3; margin: 1.5rem 0; }
.numbers .stripes { height: 8px; }
.numbers .wrap { padding: 2.5rem 0 2.25rem; text-align: center; }
.numbers h2 { color: #fff; }
.eyebrow--light { color: #F2B8C0; }
.stat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; max-width: 820px; margin: 1.4rem auto 1.5rem; }
.stat { background: #fff; color: var(--ink); border-radius: var(--radius); padding: 1.4rem 1.2rem 1.3rem; display: flex; flex-direction: column; align-items: center; box-shadow: 0 10px 30px rgba(0,0,0,.18); }
.stat-label { font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--red); }
.stat-num { font-family: var(--serif); font-weight: 700; color: var(--navy); font-size: clamp(2.6rem, 6vw, 3.6rem); line-height: 1.1; margin: .2rem 0 .3rem; }
.stat-desc { color: var(--muted); font-size: 1rem; max-width: 330px; }
.net { max-width: 760px; margin: 0 auto .6rem; font-size: 1.12rem; color: #fff; }
.net strong { color: #fff; }
.numbers-note { font-size: .92rem; color: #C3CEDF; margin: 0; }

.choice .txt { display: block; }
.choice .benefit { display: block; margin-top: .6rem; color: var(--ink); font-size: 1rem; }
.choice .fica { display: block; margin-top: .45rem; font-size: .93rem; color: var(--muted); padding-left: .8rem; border-left: 3px solid var(--red); }
.choice--featured .benefit { font-size: 1.05rem; }

@media (max-width: 860px) { .benefit-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .benefit-grid, .stat-grid { grid-template-columns: 1fr; } }
.nowrap { white-space: nowrap; }
@media (max-width: 480px) { .nowrap { white-space: normal; } .hero h1 { font-size: 1.85rem; } }

/* ---- v3: brokers panel ---- */
.book-panel { background: var(--navy); color: #E3E9F3; border-radius: 18px; padding: clamp(1.6rem, 4vw, 2.4rem); position: relative; overflow: hidden; box-shadow: 0 14px 34px rgba(6,34,71,.22); }
.book-panel::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 8px; background: repeating-linear-gradient(90deg, var(--red) 0 22px, #fff 22px 30px); }
.book-panel h2 { color: #fff; margin-bottom: 1.2rem; }
.book-points { display: grid; grid-template-columns: 1fr; gap: 1rem; }
.book-point { display: flex; gap: .85rem; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); padding: 1.1rem 1.15rem; }
.book-point h3 { color: #fff; font-size: 1.15rem; margin-bottom: .35rem; }
.book-point p { margin: 0; font-size: 1rem; color: #E3E9F3; }
.book-icon { flex: 0 0 34px; height: 34px; border-radius: 50%; background: var(--red); color: #fff; display: grid; place-items: center; font-size: 1rem; }
.section--tint + .section--video { padding-top: .5rem; }
@media (max-width: 720px) { .book-points { grid-template-columns: 1fr; } }